How to Write a Will in Iowa (2026 Guide)

This is general legal information for Iowa, not legal advice. Will laws change, and specific situations can have exceptions. For any complex case, consult a licensed attorney in Iowa.

Why Having a Will Matters

A will is the simplest, clearest way to say what happens to your property, your minor children, and your affairs after you die. Without one, you die "intestate" and Iowa’s default inheritance rules (called intestate succession) take over. Those rules are rigid and generic — they do not know your relationships, your intentions, or the people you care about most. They follow a fixed formula.

The cost of skipping a will is not hypothetical. It plays out the same way in Iowa as everywhere else: unmarried partners locked out, stepchildren with nothing, pets in shelters, court-appointed administrators, family disputes over items and money, and a probate process that is slower, messier, and more expensive than it needed to be. Whatever you own — even if you think it’s "not much" — someone will have to deal with it after you’re gone. A will decides whether that someone is you or a judge.

A simple Iowa will takes about ten minutes to draft using a free tool and costs nothing. You can start drafting yours now. The rest of this guide walks you through what makes a will legally valid in Iowa and how to avoid the technical mistakes that most commonly cause wills to be thrown out.

Iowa Will Requirements at a Glance

• Minimum age: 18 years old (Married minors may make a will (Iowa Code § 633.264))
• Written form: Must be in writing. Can be typed, printed, or handwritten
• Witnesses required: 2
• Notarization: Not required for a standard signed will
• Self-proving affidavit: Yes — recommended, it speeds up probate later
• Holographic (handwritten) wills: No
• Electronic wills: No

Testamentary Capacity

The testator must be of full age and sound mind (Iowa Code § 633.264)

Signature Requirements in Iowa

You must personally sign the will. Iowa does allow proxy signing in specific cases: Another person may sign in the testator's presence and by the testator's express direction

Witness Requirements in Iowa

Iowa requires 2 witnesses. Must be competent witnesses

Presence rules: The will must be signed by the testator or by some person in the testator's presence and by the testator's express direction, and attested by two competent witnesses (Iowa Code § 633.279)

Interested witnesses: An interested witness does not invalidate the will

The safest approach in every state, including Iowa, is to use witnesses who are adults, not beneficiaries under the will, and not the person you’ve named as executor. This avoids any question about whether a witness’s inheritance could be "purged" for being an interested party.

Notarization and Self-Proving Affidavits

Iowa does not require a will to be notarized to be valid. A signed and witnessed will is enough. Not required for validity; used for self-proving affidavit

Iowa does allow a self-proving affidavit, which is a short notarized document attached to the will where you and your witnesses swear under oath that everything was signed properly. It is optional, but it is strongly recommended — a self-proving affidavit means the probate court can admit the will without having to contact your witnesses later. Testator and witnesses sign a sworn affidavit before a notary public (Iowa Code § 633.279)

Holographic, Electronic, and Oral Wills in Iowa

Holographic (handwritten) wills: Not recognized in Iowa. A valid will must be typed or printed and signed in front of witnesses.

Electronic wills: Not currently recognized in Iowa. Stick with a printed, physically signed will.

Nuncupative (oral) wills: Not recognized in Iowa.

How to Revoke or Update a Iowa Will

If you already have a will and want to change it, Iowa recognizes these revocation methods: Executing a subsequent will or codicil, Physical destruction (burning, tearing, canceling, obliterating) by the testator or at the testator's direction. Iowa Code § 633.284

The cleanest approach is to draft a new will that starts with the sentence "I revoke all previous wills and codicils," then sign it with the proper witnesses. Destroy old copies when you do. Small updates can technically be done by codicil (a formal amendment), but a fresh will is usually easier to read and harder to contest.

Special Provisions in Iowa

Iowa is a separate property/common law state. Surviving spouse has an elective share of one-third of all property that passed to others at the decedent's death (Iowa Code § 633.238). Iowa has a state inheritance tax (rates vary by relationship)

Step-by-Step: Writing a Valid Iowa Will

1. Take inventory. Bank accounts, vehicles, property, valuables, digital assets, pets.
2. Decide who gets what. Be specific for items that matter (names, addresses, account identifiers). Use a residuary clause ("everything else goes to...") to catch anything you forget.
3. Name an executor. The person who handles your estate. Pick someone trustworthy, organized, and likely to outlive you. Name a backup too.
4. Name a guardian for minor children if you have kids under 18. This is the single most important reason for a will if you’re a parent.
5. Draft the document. Our free drafting tool generates a Iowa-specific will in about 10 minutes, with all the correct clauses in the correct order.
6. Print the will. Don’t rely on a digital copy for signing.
7. Sign in front of 2 adult witnesses who are not named as beneficiaries. You all need to be in the same room at the same time. You sign first, they sign while watching.
8. Sign the self-proving affidavit in front of a notary. This is optional but speeds up probate later.
9. Store it somewhere findable. A fireproof home safe is the standard choice. Tell your executor where it is.
10. Review every few years and after major life events (marriage, divorce, new child, moving out of Iowa, major asset changes).

Common Iowa Will Mistakes to Avoid

• Wrong number of witnesses. Iowa requires 2. More is fine; fewer invalidates the will.
• Using a beneficiary as a witness. Can cause the beneficiary’s share to be "purged" (forfeited).
• Not signing in the witnesses’ presence. The signing has to happen as a ceremony, with everyone in the same room.
• Forgetting a residuary clause. Without it, anything you didn’t specifically mention falls into intestate succession.
• Storing the will where nobody can find it. An unfindable will is the same as no will.
• Not updating after major life events. An ex-spouse named in an old will can still inherit in some situations.

Need to Check Details?

You can also read the full Iowa will requirements and the Iowa estate planning guide for background on intestate succession, probate, and related topics.

Start Your Iowa Will Now

The easiest way to get a valid Iowa will done today is our free drafting tool. It walks you through the questions, generates a Iowa-specific document with the correct clauses, and gives you signing instructions tailored to Iowa’s requirements. No account, no cost, nothing stored on our servers. You’ll have a draft ready in about ten minutes.

Whatever you decide, decide. A simple will is one of the most meaningful things you can leave the people you love — and it’s one of the easiest things to put off until it’s too late.